First Aid for More Money

I frequently receive questions from people asking me what to do to relieve their financial problems. I give a detailed explanation in The Garden of Riches, bit here is some immediate first aid:

Rebbe Nachman says that when we sanctify ourselves, we merit Divine abundance. Personal holiness is the key to a great income. It’s not easy though – attaining personal holiness is hard work but it sure is worth it. Why is it difficult?

As soon as a person makes the slightest effort in the area of refinement, especially in the area of personal holiness and guarding his eyes, he sees just how difficult it is and how far he is from any semblance of holiness. In fact, splitting the Red Sea would be easier.

So how does one sanctify himself, without falling into despair and disappointment from all the setbacks he experiences every single day?

Let me preface by saying that every Mishna in Tractate Avot and every halacha  (law) in Shulchan Aruch (the Code of Jewish Law) brings us closer to Hashem, but how do we implement them in our daily lives?

Our sages in Tractate Avot tell us, “Look at three things, and you won’t transgress: know what is above you, the eye sees and the ear hears, and all your deeds are written in a book.” One who does so will attain a holy spirit. And, if one only fulfills the first halacha in the Shulchan Aruch, especially what the Rama writes, he’ll surely ascend the path of righteousness: “‘I place Hashem before me always’ is a golden rule in Torah and in the ways of the tzaddikim that walk before Hashem, for a person’s actions in the privacy of his own home do not resemble his actions in the presence of a great king.” Every halacha is wonderful advice in getting close to Hashem.

But once again, how do we implement each priceless morsel of advice? The only way is to pray for it. Maybe we sound redundant, but people have difficulty internalizing that there is no solution but to turn to Hashem and solicit His help in anything we want and need to accomplish, especially spiritual endeavors where the evil inclination puts so many obstacles in our way. And, since the evil inclination doesn’t want us to pray, it will enlist the whole world to mock a person for wanting to talk to Hashem. No wonder that Rebbe Nachman tells us that personal prayer is the greatest virtue that surpasses everything. Let’s see why:

Nothing is so capable of changing a person for the better like personal prayer. Even if a person has extensive knowledge, he isn’t always able to implement what he knows and to live by it. But by praying to implement what he has learned, a person more deeply internalizes what his brain knows into his heart. Once the knowledge has penetrated the heart, a person can “wholeheartedly” live by it. Nothing is as effective as personal prayer to internalize a concept.

Here’s an example: suppose a person learns the principles of emuna. Once the brain is aware of emuna, his heart will absorb to an extent. The person may begin to look at the world through eyes of emuna, but he’ll still lack the inner tranquility in the face of hardship that deep-seated emuna will give him. The knowledge of one’s brain changes a person only when it filters down to his heart, otherwise it remains theoretical. Moreover, knowing the right thing to do but not doing it because of a lack of belief or lack of internalization is not exactly praiseworthy.

Daily personal prayer has the power to drive what the brain knows deep into the heart and thereby change a person. For example, anyone who learns the “Garden of Peace” will know that a lack of marital peace destroys income. A man must learn that if he wants to make an adequate living, he must first know that it’s wrong to criticize his wife. But if he doesn’t seek Hashem’s help in daily personal prayer, he’ll invariably slip up and continue to criticize her. He must therefore ask, “Hashem, help me implement what I’ve learned. This is often difficult for me, for my evil inclination fights me tooth and nail. Please have mercy on me and come to my aid.” There is nothing loftier than such personal prayer. Pray for this for thirty minutes a day, and wait and see the miraculous things that happen to your income. What’s more, you’ll learn to guard your eyes, your marriage will improve and you’ll make big strides toward personal holiness. Hashem will be delighted and so will your wife!